I verbally accepted the offer with one condition – they have to have some kind of tax-deferred retirement account available by the end of the year. I ran some numbers, and if we can’t sock away my contribution tax-deferred, we’ll owe about $6000 more in taxes per year (and without being able to lower my taxable income, I can’t deduct any amount contributed to an IRA because Dad has a 403(b)). Those extra taxes combined with the piss poor salary offer and benefits basically causes me to lose almost 30k/year in compensation – from what I’m making now – which is well below what I should be making.
I haven’t signed any paperwork, so I have no idea if I technically have a job on Monday. I’m at home today (taking as much of my personal leave as I can before it disappears – except I’ve pretty much spent all day dealing with this crap…)
I will however be actively looking for another position which pays better/has better benefits. Won’t hurt to have *some* money coming in while I look…. And if your company is looking for a CISO or CISO type position, let me know via e-mail (mom at mydomain) 🙂
Update 30-May 5:30pm: my boss is making up the PTO issue – we’ll be paid out what PTO we had accrued – I had 5 weeks, so I’m getting a bit more than a month’s extra money out of it – a nice start to our long term emergency fund.