As of September 6, 2013, we are $460,154.26 in debt (that includes the mortgage). Without the mortgage, we’re at $38,937.72 in debt. This includes a credit card, student loans, and an auto loan. We currently have $953,037.41 in assets (including our house). Our retirement accounts are at $308,600.37. Our Net Worth is $492,883.15 (includes house and mortgage), down from $496,985.00 last month (0.83% decrease).
I updated our car values this month, so we lost some value there (about $3500), and our investments went down 0.88% this month as well, so I still think we’re doing well. Our Net Worth is still up 17.5% since January 1, 2013, and investments are up 20.06%.
We *finally* have HOA approval for fixing the wood trim and gutters on the house – it only took them 3 months (apparently, the management company and the HOA board weren’t speaking to each other…). But, now we’re waiting until the 2nd week in October to have the work done – first available slot on the contractor’s schedule. As a bonus, the money’s all saved up, we don’t have to dip into the emergency fund or borrow from the line of credit either! And, we now have the “extra” to throw at the credit cards again. I’m hoping to get the Chase card paid off before the end of the year.
Debt (in the order we’re paying it down):
- Line of credit (8.75%): $0.00
- Chase (4.99% for life): $ 4,501.44 (-752.55)
- Student loans (aggregated 6.55%): $12,916.28 (-143.84)
- Car loan (0%): $21,520 (-490.00)
- Mortgage (4.125%): $ 421,216.54 (-664.59)
Total paid off in August: $2,050.98