Q2 2017 Early Retirement Progress

This quarter, we contributed $15,780.11 to our retirement accounts, and have gained $21,516.55 in investment value.  That averages out to just under $5,300 per month on the contributions, and just over $7,100 per month on investment value.

We’ve survived Daughter Person’s tonsillectomy and adenoid removal, and she’s doing great now – she can breathe at night so much easier.  The total cost there was about $2900, and we met our deductible, so our health care for the rest of the year is 10% of the insurance cost unless we meet our out of pocket amount (I doubt we would).  We’re taking advantage of that for any delayed/elective visits for the next six months.

We’ve made the almost final purchases on our deck materials – the railing and the decking at least.  I suspect we may need to buy some smaller items like more screws or a lag bolt or two, but the major purchases are done – and we’ve gotten the cash back from some of it (one of the charges cleared after the closing date of our credit card, so we haven’t seen the cash back from it yet.

We’re also on track to contribute 11k to our Roths at the beginning of next year if we’re able.  I’m putting aside $917/mth in a cash account for now, and it will either go to our Roths or to our taxable account once I know if we can contribute to the Roths.  I’m not counting that money in our contributions yet however.

Things are looking good for fully retiring in 2025/2026!

2017 Totals

In 2017 we contributed $31,346.44 (44.78% of our goal of 70k), and we gained $51,246.68 in investment value (81.57% of our planned total).

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