March 2016 Early Retirement Progress

We contributed $5,478.73 this month to our retirement accounts, and we gained $29,203.07 in investment value this month.

I did get a raise in March, which resulted in a bit too much being contributed to my 403b since the HR system still had my old percentage calculation.  I’ve adjusted it so that I contribute slightly less next month to be more in line with the IRS’s 18k max.  My raise also means I got more of a “match” from my employer since it’s based on percentage.  I adjusted the rate to what would be taken out normally, so my paycheck will be quite large in December with no contributions taken out (no worries on my “match”, it’s paid whether I contribute or not).

We finally made it into positive territory for investment gains this year – even if not by much. We didn’t spend enough on our Fidelity Cash back card to warrant a “reward” to our taxable account last month. It was close, but not quite.  We’ll be able to redeem those points for cash back this month though.  We’re focusing spending on a new AMEX we got that gives $300 cash back when you spend $2,500 in 3 months.  No credit pull was necessary, and it’ll replace our Costco AMEX as an AMEX card in late June.

2016 Totals

In 2016 we contributed $18,296.26 (26.14% of our goal of 70k), and gained $5,846.21 in investment value.

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  1. Pingback: July 2016 Early Retirement Progress | Three is Plenty

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