My bank just sent off the final payment to our last credit card this morning!  I have no idea when it’ll clear at the credit card bank (may be today, probably tomorrow).  But, I can say that we’re entering 2014 with no credit card debt.  We still have a car payment (at 0%) and student loans, but no more credit card debt!

For the last 3 years, we’ve avoided adding to the credit card debt, and I hope we can continue that trend, and pay off anything we charge in full every month.  We started this journey – before I started blogging about it – with three rather large credit card balances (one was $21k!), and now that’s down to zero.

I hope you and your family have as happy a New Year as we will be having.  Stay safe!