We contributed $4,965.54 this month to our retirement accounts, and we gained all of $373.99 in investment value this month.
Can you believe it’s September already!
We’re well on-track to hopefully invest our full 70k this year. I have 3k sitting in a checking account waiting to see if it’s going to go into a Roth or into our taxable account, and I’m not counting that in our values until it ends up in whichever account is appropriate. I also have about $1500 in Dad’s “new” HSA sitting just earning interest because the investment options are so bad (an S&P 500 index for .45%). I’m going to do a rollover at the end of the year to our “old” HSA, which offers Vanguard funds for .05% fees. It’s still up in the air whether we’re going to continue with the HSA account or move back to a more traditional PPO next year (the PPO is not significantly more expensive than the HDHP option at least this year, but I need to investigate more).
I have a permit for our deck, and we’re breaking ground on Saturday – we’re renting a two-person auger to “dig” the 14 holes necessary (10 big ones – 2″ diameter, 36″ deep – for the deck, 4 12″ diameter, 36″ deep ones for the landing). I’m putting together the final “bill of materials” for the wood and going to call around for the best price (including delivery). I also have to get 8000 lbs of concrete delivered to fill those holes with (once they’re inspected) – this is really happening, and the expensive parts are starting.
In 2016 we contributed $44,359.58 (63.37% of our goal of 70k), and gained $35,880.33 in investment value.