September 2016 Early Retirement Progress

We contributed $4,958.33 this month to our retirement accounts, and we gained $1240.00 in investment value this month.

September was a very busy month for us.  We tried to start the deck (and failed miserably), I got a killer sinus infection that had me down for two weeks, and Girl Scouts started.

The markets were relatively flat, and most of our increase was from contributions.  We have 4k set aside for possibly a Roth contribution (depending on if we can contribute), and that money is not being “counted” as it’s not in a specific account yet, just hanging out in our checking/savings until I decide if it’s going to the Roth or to the taxable account.  Ideally, I put 5.5k of it in Dad’s Roth so that we can get out of ETFs and into a mutual fund in his account.  The rest (planned 1.5k) will top off my Roth, which already has over 10k in it.

Other than saving money, I haven’t really done any progress on the deck.  We tried to drill holes, but the auger we rented wasn’t powerful enough and we were told (after the fact) that homeowners can’t rent the equipment we’d need – so I called a few places for quotes, but it’s such a small job, a lot of companies just don’t want to take it on.  Now that I’m not sick or catching up from being sick, I need to make more phone calls to find someone to dig said holes.

2016 Totals

In 2016 we contributed $49,317.91 (70.45% of our goal of 70k), and gained $37,120.33 in investment value.

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