As of October 13, 2015, we are $325,229.75 in debt with a mortgage. We currently have $901339.96 in assets. Our investment accounts are at $477,938.09. Our Net Worth is $576,110.21, up from$546,437.20 last month (5.43% increase)
The markets have been nicer to us this month: I’m almost back at the minimum 10k needed for FSTVX in my Roth account (without adding anything).
We’re squirreling away some money for medical procedures that we know are happening this year, and maybe above our deductible(?). So, we’re relatively slow at paying down the line of credit. But, I’m much happier having our full buffer back.
We’ve spent about $600 on landscaping for the front yard, all of which will come back to us from the builder, but I have no clue how long that will take. Some simple plants, a lot of mulch and a lot of bricks for lining the flowerbeds. Only 5 trips to Lowe’s – it was more of a factor of how much we could fit in the RAV at one time than that we forgot things. But, it’s done and we have an extra bag of mulch for when the plants die and we need to cover them with mulch for the winter.
We’re chugging along otherwise. I’ve been working on a class that’s taken all of my spare cycles, and it will be over soon. Then, we’re going to tackle the basement and get it all set up.
We had an HVAC company over a few weeks ago to install our whole house humidifier, and an electrician will be coming tomorrow to install some more circuits in the basement, which will allow us to plug more things in without worrying about tripping the circuit. Our goal is to spend 30 minutes each in the basement every day/evening until we get things cleared out and put away. It might take a while, but it’ll be completed!
Debt (in the order we’re paying it down):
- Line of Credit (8.75%): $6,800 (-200.00)
- Car loan – RAV4 (0%): $9,250 (-500.00)
- Car loan 2 – Camry (0%): $25,000 (-450.00)
- Mortgage (3.875%): $290,979.75 (-483.96)
Total paid off in September: $1,633.96